Firefighters First Federal Credit Union in New Mexico vs the state
0.0%Denial rate-18.60 pts vs state
0.0%Decision denial rate-24.66 pts vs state
75.0%Origination rate+21.66 pts vs state
6.99%Median rate+0.37 pts vs state
0.42Rate spread (pts)+0.04 pts vs state
$86kMedian applicant income
9Loans originated
0Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 3 | 30.0% | 8.75% | #238 |
| 2024 | 10 | 6 | 40.0% | 9.88% | #253 |
| 2025 | 12 | 9 | 0.0% | 6.99% | #244 |
What Firefighters First Federal Credit Union lends in New Mexico
By loan purpose
By loan type
Where in New Mexico
Counties with the most Firefighters First Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sandoval County | 3 | 2 | 0 | 0.0% |
| Eddy County | 2 | 1 | 0 | 0.0% |
| San Juan County | 2 | 2 | 0 | 0.0% |
| Bernalillo County | 1 | 1 | 0 | 0.0% |
| Doña Ana County | 1 | 1 | 0 | 0.0% |
| Lea County | 1 | 0 | 0 | 0.0% |
| Catron County | 1 | 1 | 0 | 0.0% |
| Chaves County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 12 applications in 2025, of which 9 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Firefighters First Federal Credit Union originated in New Mexico in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Firefighters First Federal Credit Union's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology