Firefighters First Federal Credit Union in Florida vs the state
8.3%Denial rate-12.73 pts vs state
13.6%Decision denial rate-13.60 pts vs state
52.8%Origination rate+0.09 pts vs state
7.75%Median rate+1.13 pts vs state
0.56Rate spread (pts)+0.29 pts vs state
$153kMedian applicant income
19Loans originated
3Denied
What Firefighters First Federal Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Firefighters First Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 16 | 8 | 1 | 6.3% |
| Broward County | 5 | 3 | 1 | 20.0% |
| Indian River County | 2 | 1 | 0 | 0.0% |
| Martin County | 2 | 0 | 1 | 50.0% |
| Seminole County | 2 | 2 | 0 | 0.0% |
| St. Lucie County | 2 | 1 | 0 | 0.0% |
| Charlotte County | 1 | 0 | 0 | 0.0% |
| Miami-Dade County | 1 | 1 | 0 | 0.0% |
| Collier County | 1 | 1 | 0 | 0.0% |
| Polk County | 1 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 36 applications in 2025, of which 19 were originated and 3 denied.
8.3% of all applications, or 13.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Firefighters First Federal Credit Union originated in Florida in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Firefighters First Federal Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology