FineMark National Bank & Trust in Florida vs the state
5.4%Denial rate-15.68 pts vs state
5.7%Decision denial rate-21.50 pts vs state
82.3%Origination rate+29.62 pts vs state
—Median rate
—Rate spread (pts)
$430kMedian applicant income
107Loans originated
7Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 161 | 130 | 3.7% | 6.88% | #418 |
| 2024 | 123 | 106 | 5.7% | — | #452 |
| 2025 | 130 | 107 | 5.4% | — | #440 |
What FineMark National Bank & Trust lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most FineMark National Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 64 | 51 | 4 | 6.3% |
| Collier County | 38 | 33 | 1 | 2.6% |
| Palm Beach County | 9 | 7 | 1 | 11.1% |
| Marion County | 3 | 3 | 0 | 0.0% |
| Orange County | 3 | 2 | 0 | 0.0% |
| Leon County | 2 | 1 | 0 | 0.0% |
| Monroe County | 2 | 2 | 0 | 0.0% |
| Hillsborough County | 2 | 2 | 0 | 0.0% |
| Flagler County | 1 | 1 | 0 | 0.0% |
| St. Johns County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 130 applications in 2025, of which 107 were originated and 7 denied.
5.4% of all applications, or 5.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are FineMark National Bank & Trust's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology