Filo Mortgage in South Carolina vs the state
9.6%Denial rate-8.75 pts vs state
13.8%Decision denial rate-9.64 pts vs state
51.5%Origination rate-5.14 pts vs state
6.62%Median rate+0.12 pts vs state
0.28Rate spread (pts)+0.06 pts vs state
$121kMedian applicant income
70Loans originated
13Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 33 | 23 | 9.1% | 6.49% | #382 |
| 2025 | 136 | 70 | 9.6% | 6.62% | #220 |
What Filo Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Filo Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 28 | 17 | 3 | 10.7% |
| Greenville County | 15 | 9 | 0 | 0.0% |
| Richland County | 12 | 5 | 4 | 33.3% |
| Lexington County | 11 | 7 | 1 | 9.1% |
| Charleston County | 8 | 3 | 0 | 0.0% |
| Lancaster County | 8 | 4 | 1 | 12.5% |
| Horry County | 7 | 2 | 0 | 0.0% |
| Anderson County | 7 | 2 | 1 | 14.3% |
| Spartanburg County | 6 | 2 | 2 | 33.3% |
| Aiken County | 6 | 4 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 136 applications in 2025, of which 70 were originated and 13 denied.
9.6% of all applications, or 13.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Filo Mortgage originated in South Carolina in 2025 was 6.62%, against a statewide median of 6.50%.
About this data. Figures are Filo Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology