Filo Mortgage · Connecticut · 2025

Filo Mortgage in Connecticut: approval rate, denial rate and rates (2025)

Filo Mortgage took 48 mortgage applications in Connecticut in 2025, ranking #224 of 687 lenders active in the state. It originated 41.7% of them and denied 8.3% (13.8% of the applications it decided), against a statewide denial rate of 17.4%.

48Applicationsin CT
13.8%Decision denial ratestate 21.6%
6.56%Median ratestate 6.63%
$365,000Median loanstate $245,000
$7.3MVolume8 counties

Filo Mortgage in Connecticut vs the state

8.3%Denial rate-9.07 pts vs state
13.8%Decision denial rate-7.80 pts vs state
41.7%Origination rate-18.71 pts vs state
6.56%Median rate-0.06 pts vs state
0.22Rate spread (pts)-0.02 pts vs state
$117kMedian applicant income
20Loans originated
4Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202344142.3%6.44%#212
20241586.7%6.50%#305
202548208.3%6.56%#224

What Filo Mortgage lends in Connecticut

By loan purpose

Home purchase 27 56% · 3.7% denied
Refinance 12 25% · 0.0% denied
Cash-out refinance 9 19% · 33.3% denied

By loan type

Conventional 46 96% · 8.7% denied
FHA 2 4% · 0.0% denied

Why it denied Connecticut applicants

Debt-to-income ratio 3 75%
Collateral 1 25%

Where in Connecticut

Counties with the most Filo Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 1260 0.0%
09190 1030 0.0%
09170 840 0.0%
09140 830 0.0%
09180 421 25.0%
09120 302 66.7%
09130 211 50.0%
09160 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 48 applications in 2025, of which 20 were originated and 4 denied.

8.3% of all applications, or 13.8% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Filo Mortgage originated in Connecticut in 2025 was 6.56%, against a statewide median of 6.63%.

About this data. Figures are Filo Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology