Fifth Third Bank in New York vs the state
15.7%Denial rate-4.02 pts vs state
35.0%Decision denial rate+10.96 pts vs state
29.2%Origination rate-30.38 pts vs state
6.75%Median rate+0.13 pts vs state
0.46Rate spread (pts)+0.25 pts vs state
$119kMedian applicant income
26Loans originated
14Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 118 | 31 | 23.7% | 6.63% | #251 |
| 2024 | 115 | 41 | 23.5% | 6.00% | #250 |
| 2025 | 89 | 26 | 15.7% | 6.75% | #282 |
What Fifth Third Bank lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Queens County | 12 | 2 | 3 | 25.0% |
| Erie County | 10 | 4 | 1 | 10.0% |
| Nassau County | 6 | 2 | 1 | 16.7% |
| Monroe County | 6 | 4 | 0 | 0.0% |
| Suffolk County | 5 | 1 | 0 | 0.0% |
| Kings County | 5 | 1 | 0 | 0.0% |
| Onondaga County | 4 | 2 | 0 | 0.0% |
| Oswego County | 3 | 1 | 2 | 66.7% |
| Schenectady County | 3 | 0 | 1 | 33.3% |
| Rockland County | 3 | 0 | 2 | 66.7% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 89 applications in 2025, of which 26 were originated and 14 denied.
15.7% of all applications, or 35.0% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Fifth Third Bank originated in New York in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology