Fifth Third Bank in Minnesota vs the state
19.1%Denial rate+5.45 pts vs state
26.7%Decision denial rate+10.32 pts vs state
52.4%Origination rate-13.99 pts vs state
6.13%Median rate-0.50 pts vs state
0.41Rate spread (pts)+0.16 pts vs state
$111kMedian applicant income
11Loans originated
4Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 8 | 9.1% | 6.56% | #377 |
| 2024 | 31 | 14 | 25.8% | 6.44% | #337 |
| 2025 | 21 | 11 | 19.1% | 6.13% | #386 |
What Fifth Third Bank lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sherburne County | 5 | 3 | 2 | 40.0% |
| Hennepin County | 4 | 2 | 1 | 25.0% |
| Dakota County | 2 | 0 | 1 | 50.0% |
| St. Louis County | 2 | 2 | 0 | 0.0% |
| Lake of the Woods County | 1 | 0 | 0 | 0.0% |
| Scott County | 1 | 0 | 0 | 0.0% |
| Dodge County | 1 | 1 | 0 | 0.0% |
| Cass County | 1 | 1 | 0 | 0.0% |
| Stearns County | 1 | 1 | 0 | 0.0% |
| Chisago County | 1 | 0 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 21 applications in 2025, of which 11 were originated and 4 denied.
19.1% of all applications, or 26.7% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Fifth Third Bank originated in Minnesota in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology