Fifth Third Bank in California vs the state
12.5%Denial rate-4.92 pts vs state
17.5%Decision denial rate-4.94 pts vs state
58.0%Origination rate+1.75 pts vs state
6.00%Median rate-0.63 pts vs state
0.01Rate spread (pts)-0.26 pts vs state
$293kMedian applicant income
51Loans originated
11Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 93 | 38 | 16.1% | 6.63% | #455 |
| 2024 | 99 | 48 | 15.2% | 6.25% | #444 |
| 2025 | 88 | 51 | 12.5% | 6.00% | #461 |
What Fifth Third Bank lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orange County | 17 | 15 | 0 | 0.0% |
| Los Angeles County | 14 | 6 | 4 | 28.6% |
| San Bernardino County | 9 | 3 | 1 | 11.1% |
| Riverside County | 9 | 6 | 0 | 0.0% |
| San Diego County | 8 | 3 | 3 | 37.5% |
| Santa Clara County | 4 | 2 | 1 | 25.0% |
| Kern County | 4 | 2 | 1 | 25.0% |
| Placer County | 3 | 2 | 0 | 0.0% |
| Ventura County | 2 | 0 | 0 | 0.0% |
| Alameda County | 2 | 2 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 88 applications in 2025, of which 51 were originated and 11 denied.
12.5% of all applications, or 17.5% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Fifth Third Bank originated in California in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology