Fbc Mortgage in Massachusetts vs the state
2.0%Denial rate-14.17 pts vs state
2.9%Decision denial rate-17.01 pts vs state
65.3%Origination rate+2.71 pts vs state
6.50%Median rate-0.13 pts vs state
0.09Rate spread (pts)0.00 pts vs state
$230kMedian applicant income
32Loans originated
1Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 16 | 0.0% | 6.93% | #386 |
| 2024 | 31 | 21 | 6.5% | 6.63% | #357 |
| 2025 | 49 | 32 | 2.0% | 6.50% | #325 |
What Fbc Mortgage lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Fbc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 26 | 19 | 0 | 0.0% |
| Norfolk County | 8 | 5 | 0 | 0.0% |
| Worcester County | 6 | 2 | 0 | 0.0% |
| Essex County | 4 | 2 | 0 | 0.0% |
| Suffolk County | 3 | 2 | 1 | 33.3% |
| Bristol County | 1 | 1 | 0 | 0.0% |
| Barnstable County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 49 applications in 2025, of which 32 were originated and 1 denied.
2.0% of all applications, or 2.9% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Fbc Mortgage originated in Massachusetts in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Fbc Mortgage's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology