Fay Servicing in Maryland vs the state
60.0%Denial rate+41.20 pts vs state
100.0%Decision denial rate+75.87 pts vs state
0.0%Origination rate-55.71 pts vs state
—Median rate
—Rate spread (pts)
$100kMedian applicant income
0Loans originated
6Denied
What Fay Servicing lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Fay Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 3 | 0 | 2 | 66.7% |
| Anne Arundel County | 2 | 0 | 1 | 50.0% |
| Howard County | 1 | 0 | 0 | 0.0% |
| Cecil County | 1 | 0 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 1 | 100.0% |
| Baltimore County | 1 | 0 | 1 | 100.0% |
| Queen Anne's County | 1 | 0 | 1 | 100.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 10 applications in 2025, of which 0 were originated and 6 denied.
60.0% of all applications, or 100.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Fay Servicing's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology