Farmers Savings Bank & Trust · Iowa · 2025

Farmers Savings Bank & Trust in Iowa: approval rate, denial rate and rates (2025)

Farmers Savings Bank & Trust took 38 mortgage applications in Iowa in 2025, ranking #248 of 739 lenders active in the state. It originated 84.2% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 12.9%.

38Applicationsin IA
0.0%Decision denial ratestate 15.3%
Median ratestate 6.50%
$85,000Median loanstate $135,000
$4.5MVolume5 counties

Farmers Savings Bank & Trust in Iowa vs the state

0.0%Denial rate-12.86 pts vs state
0.0%Decision denial rate-15.31 pts vs state
84.2%Origination rate+15.75 pts vs state
Median rate
Rate spread (pts)
$95kMedian applicant income
32Loans originated
0Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
202333286.1%#246
202439340.0%#231
202538320.0%#248

What Farmers Savings Bank & Trust lends in Iowa

By loan purpose

Home purchase 21 55% · 0.0% denied
Refinance 10 26% · 0.0% denied
Home improvement 3 8% · 0.0% denied
Other / HELOC 4 11% · 0.0% denied

By loan type

Conventional 38 100% · 0.0% denied

Where in Iowa

Counties with the most Farmers Savings Bank & Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Benton County 19160 0.0%
Tama County 14110 0.0%
Linn County 330 0.0%
Black Hawk County 110 0.0%
Jackson County 110 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 38 applications in 2025, of which 32 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Farmers Savings Bank & Trust's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology