Farmers Insurance Group Federal Credit Union in Idaho vs the state
37.5%Denial rate+23.05 pts vs state
37.5%Decision denial rate+19.98 pts vs state
62.5%Origination rate-0.52 pts vs state
9.49%Median rate+2.87 pts vs state
4.18Rate spread (pts)+4.03 pts vs state
$156kMedian applicant income
5Loans originated
3Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 4 | 20.0% | 9.25% | #331 |
| 2025 | 8 | 5 | 37.5% | 9.49% | #285 |
What Farmers Insurance Group Federal Credit Union lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Farmers Insurance Group Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bonner County | 2 | 2 | 0 | 0.0% |
| Ada County | 2 | 2 | 0 | 0.0% |
| Madison County | 1 | 0 | 1 | 100.0% |
| Valley County | 1 | 0 | 1 | 100.0% |
| Latah County | 1 | 0 | 1 | 100.0% |
| Elmore County | 1 | 1 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 8 applications in 2025, of which 5 were originated and 3 denied.
37.5% of all applications, or 37.5% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Farmers Insurance Group Federal Credit Union originated in Idaho in 2025 was 9.49%, against a statewide median of 6.63%.
About this data. Figures are Farmers Insurance Group Federal Credit Union's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology