Farmers Insurance Group Federal Credit Union · Florida · 2025

Farmers Insurance Group Federal Credit Union in Florida: approval rate, denial rate and rates (2025)

Farmers Insurance Group Federal Credit Union took 7 mortgage applications in Florida in 2025, ranking #1,008 of 1,993 lenders active in the state. It originated 42.9% of them and denied 42.9% (50.0% of the applications it decided), against a statewide denial rate of 21.1%.

7Applicationsin FL
50.0%Decision denial ratestate 27.2%
7.25%Median ratestate 6.63%
$415,000Median loanstate $255,000
$875kVolume4 counties

Farmers Insurance Group Federal Credit Union in Florida vs the state

42.9%Denial rate+21.80 pts vs state
50.0%Decision denial rate+22.76 pts vs state
42.9%Origination rate-9.83 pts vs state
7.25%Median rate+0.63 pts vs state
0.61Rate spread (pts)+0.35 pts vs state
$140kMedian applicant income
3Loans originated
3Denied

What Farmers Insurance Group Federal Credit Union lends in Florida

By loan purpose

Home purchase 3 43% · 0.0% denied
Refinance 1 14% · 0.0% denied
Home improvement 1 14% · 100.0% denied
Other / HELOC 2 29% · 100.0% denied

By loan type

Conventional 7 100% · 42.9% denied

Why it denied Florida applicants

Other 3 100%

Where in Florida

Counties with the most Farmers Insurance Group Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Broward County 321 33.3%
Miami-Dade County 101 100.0%
Leon County 110 0.0%
Seminole County 101 100.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 7 applications in 2025, of which 3 were originated and 3 denied.

42.9% of all applications, or 50.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Farmers Insurance Group Federal Credit Union originated in Florida in 2025 was 7.25%, against a statewide median of 6.63%.

About this data. Figures are Farmers Insurance Group Federal Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology