Farmers Insurance Group Federal Credit Union in Arizona vs the state
29.8%Denial rate+13.56 pts vs state
31.1%Decision denial rate+10.70 pts vs state
59.6%Origination rate+0.09 pts vs state
8.74%Median rate+2.24 pts vs state
2.46Rate spread (pts)+2.24 pts vs state
$197kMedian applicant income
28Loans originated
14Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 18 | 30.8% | 8.87% | #387 |
| 2024 | 31 | 24 | 22.6% | 8.49% | #355 |
| 2025 | 47 | 28 | 29.8% | 8.74% | #321 |
What Farmers Insurance Group Federal Credit Union lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Farmers Insurance Group Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 35 | 23 | 9 | 25.7% |
| Pima County | 7 | 4 | 2 | 28.6% |
| Cochise County | 1 | 0 | 1 | 100.0% |
| Pinal County | 1 | 1 | 0 | 0.0% |
| Yavapai County | 1 | 0 | 1 | 100.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 47 applications in 2025, of which 28 were originated and 14 denied.
29.8% of all applications, or 31.1% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Farmers Insurance Group Federal Credit Union originated in Arizona in 2025 was 8.74%, against a statewide median of 6.50%.
About this data. Figures are Farmers Insurance Group Federal Credit Union's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology