Fairwinds Credit Union in South Carolina vs the state
30.8%Denial rate+12.46 pts vs state
36.4%Decision denial rate+12.89 pts vs state
53.9%Origination rate-2.76 pts vs state
6.13%Median rate-0.38 pts vs state
-0.07Rate spread (pts)-0.29 pts vs state
$93kMedian applicant income
7Loans originated
4Denied
What Fairwinds Credit Union lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Fairwinds Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 3 | 1 | 1 | 33.3% |
| Anderson County | 2 | 2 | 0 | 0.0% |
| Spartanburg County | 2 | 1 | 1 | 50.0% |
| Horry County | 2 | 1 | 1 | 50.0% |
| Florence County | 1 | 1 | 0 | 0.0% |
| Richland County | 1 | 0 | 0 | 0.0% |
| Colleton County | 1 | 1 | 0 | 0.0% |
| Fairfield County | 1 | 0 | 1 | 100.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 13 applications in 2025, of which 7 were originated and 4 denied.
30.8% of all applications, or 36.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Fairwinds Credit Union originated in South Carolina in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Fairwinds Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology