F&M Bank in Nebraska vs the state
0.0%Denial rate-12.53 pts vs state
0.0%Decision denial rate-15.14 pts vs state
100.0%Origination rate+32.72 pts vs state
—Median rate
—Rate spread (pts)
$97kMedian applicant income
19Loans originated
0Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 17 | 0.0% | — | #190 |
| 2024 | 12 | 10 | 8.3% | — | #212 |
| 2025 | 19 | 19 | 0.0% | — | #209 |
What F&M Bank lends in Nebraska
By loan purpose
By loan type
Where in Nebraska
Counties with the most F&M Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sarpy County | 6 | 6 | 0 | 0.0% |
| Dakota County | 5 | 5 | 0 | 0.0% |
| Douglas County | 5 | 5 | 0 | 0.0% |
| Saunders County | 1 | 1 | 0 | 0.0% |
| Seward County | 1 | 1 | 0 | 0.0% |
| Lancaster County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 19 applications in 2025, of which 19 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are F&M Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology