Expedition Credit Union in Minnesota vs the state
13.9%Denial rate+0.29 pts vs state
18.1%Decision denial rate+1.72 pts vs state
63.0%Origination rate-3.41 pts vs state
7.50%Median rate+0.88 pts vs state
0.30Rate spread (pts)+0.04 pts vs state
$109kMedian applicant income
68Loans originated
15Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 109 | 68 | 11.0% | 8.50% | #180 |
| 2025 | 108 | 68 | 13.9% | 7.50% | #194 |
What Expedition Credit Union lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Expedition Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dakota County | 22 | 16 | 1 | 4.5% |
| Hennepin County | 18 | 12 | 2 | 11.1% |
| Anoka County | 12 | 7 | 2 | 16.7% |
| Washington County | 11 | 8 | 2 | 18.2% |
| Ramsey County | 10 | 6 | 4 | 40.0% |
| Carver County | 6 | 4 | 0 | 0.0% |
| Scott County | 5 | 3 | 0 | 0.0% |
| Sherburne County | 3 | 2 | 1 | 33.3% |
| Wright County | 2 | 0 | 1 | 50.0% |
| Benton County | 2 | 1 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 108 applications in 2025, of which 68 were originated and 15 denied.
13.9% of all applications, or 18.1% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Expedition Credit Union originated in Minnesota in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Expedition Credit Union's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology