Evolve Bank & Trust · Connecticut · 2025

Evolve Bank & Trust in Connecticut: approval rate, denial rate and rates (2025)

Evolve Bank & Trust took 16 mortgage applications in Connecticut in 2025, ranking #327 of 687 lenders active in the state. It originated 50.0% of them and denied 25.0% (30.8% of the applications it decided), against a statewide denial rate of 17.4%.

16Applicationsin CT
30.8%Decision denial ratestate 21.6%
6.69%Median ratestate 6.63%
$365,000Median loanstate $245,000
$2.8MVolume5 counties

Evolve Bank & Trust in Connecticut vs the state

25.0%Denial rate+7.60 pts vs state
30.8%Decision denial rate+9.18 pts vs state
50.0%Origination rate-10.38 pts vs state
6.69%Median rate+0.06 pts vs state
0.21Rate spread (pts)-0.03 pts vs state
$116kMedian applicant income
8Loans originated
4Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232331891.3%6.50%#82
2024108890.9%6.63%#150
202516825.0%6.69%#327

What Evolve Bank & Trust lends in Connecticut

By loan purpose

Home purchase 12 75% · 25.0% denied
Refinance 2 13% · 50.0% denied
Cash-out refinance 2 13% · 0.0% denied

By loan type

Conventional 12 75% · 16.7% denied
FHA 1 6% · 0.0% denied
USDA / RHS 3 19% · 66.7% denied

Why it denied Connecticut applicants

Incomplete application 4 100%

Where in Connecticut

Counties with the most Evolve Bank & Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 733 42.9%
09140 430 0.0%
09170 210 0.0%
09180 201 50.0%
09120 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 16 applications in 2025, of which 8 were originated and 4 denied.

25.0% of all applications, or 30.8% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Evolve Bank & Trust originated in Connecticut in 2025 was 6.69%, against a statewide median of 6.63%.

About this data. Figures are Evolve Bank & Trust's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology