Evergreen Moneysource Mortgage · Florida · 2025

Evergreen Moneysource Mortgage in Florida: approval rate, denial rate and rates (2025)

Evergreen Moneysource Mortgage took 154 mortgage applications in Florida in 2025, ranking #413 of 1,993 lenders active in the state. It originated 66.2% of them and denied 3.9% (5.0% of the applications it decided), against a statewide denial rate of 21.1%.

154Applicationsin FL
5.0%Decision denial ratestate 27.2%
6.38%Median ratestate 6.63%
$290,000Median loanstate $255,000
$31MVolume29 counties

Evergreen Moneysource Mortgage in Florida vs the state

3.9%Denial rate-17.16 pts vs state
5.0%Decision denial rate-22.28 pts vs state
66.2%Origination rate+13.54 pts vs state
6.38%Median rate-0.25 pts vs state
0.30Rate spread (pts)+0.03 pts vs state
$114kMedian applicant income
102Loans originated
6Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231280.0%7.56%#936
202415110.0%6.75%#836
20251541023.9%6.38%#413

What Evergreen Moneysource Mortgage lends in Florida

By loan purpose

Home purchase 130 84% · 2.3% denied
Refinance 9 6% · 22.2% denied
Cash-out refinance 14 9% · 7.1% denied
Home improvement 1 1% · 0.0% denied

By loan type

Conventional 88 57% · 1.1% denied
FHA 48 31% · 8.3% denied
VA 18 12% · 5.6% denied

Why it denied Florida applicants

Collateral 3 50%
Unverifiable information 1 17%
Insufficient cash 1 17%
Debt-to-income ratio 1 17%

Where in Florida

Counties with the most Evergreen Moneysource Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Alachua County 28190 0.0%
Broward County 19112 10.5%
Volusia County 18141 5.6%
Orange County 14101 7.1%
Osceola County 860 0.0%
Polk County 621 16.7%
Brevard County 521 20.0%
Seminole County 520 0.0%
Marion County 550 0.0%
Nassau County 530 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 154 applications in 2025, of which 102 were originated and 6 denied.

3.9% of all applications, or 5.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Evergreen Moneysource Mortgage originated in Florida in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are Evergreen Moneysource Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology