Evergreen Bank Group in New York vs the state
40.0%Denial rate+20.25 pts vs state
60.0%Decision denial rate+35.96 pts vs state
23.3%Origination rate-36.26 pts vs state
—Median rate
—Rate spread (pts)
$74kMedian applicant income
7Loans originated
12Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 55 | 21 | 36.4% | — | #315 |
| 2025 | 30 | 7 | 40.0% | — | #378 |
What Evergreen Bank Group lends in New York
By loan purpose
By loan type
Where in New York
Counties with the most Evergreen Bank Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dutchess County | 8 | 1 | 3 | 37.5% |
| Orange County | 4 | 0 | 2 | 50.0% |
| Saratoga County | 3 | 0 | 1 | 33.3% |
| Suffolk County | 3 | 2 | 1 | 33.3% |
| Niagara County | 2 | 0 | 0 | 0.0% |
| Oneida County | 2 | 1 | 1 | 50.0% |
| Monroe County | 1 | 0 | 0 | 0.0% |
| Orleans County | 1 | 1 | 0 | 0.0% |
| Erie County | 1 | 0 | 1 | 100.0% |
| Chenango County | 1 | 0 | 1 | 100.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 30 applications in 2025, of which 7 were originated and 12 denied.
40.0% of all applications, or 60.0% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Evergreen Bank Group's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology