Equity Resources · Connecticut · 2025

Equity Resources in Connecticut: approval rate, denial rate and rates (2025)

Equity Resources took 191 mortgage applications in Connecticut in 2025, ranking #105 of 687 lenders active in the state. It originated 65.5% of them and denied 8.9% (12.0% of the applications it decided), against a statewide denial rate of 17.4%.

191Applicationsin CT
12.0%Decision denial ratestate 21.6%
6.50%Median ratestate 6.63%
$305,000Median loanstate $245,000
$42MVolume8 counties

Equity Resources in Connecticut vs the state

8.9%Denial rate-8.50 pts vs state
12.0%Decision denial rate-9.62 pts vs state
65.5%Origination rate+5.07 pts vs state
6.50%Median rate-0.13 pts vs state
0.23Rate spread (pts)0.00 pts vs state
$108kMedian applicant income
125Loans originated
17Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231609418.8%6.88%#104
20241551097.1%6.75%#109
20251911258.9%6.50%#105

What Equity Resources lends in Connecticut

By loan purpose

Home purchase 146 76% · 5.5% denied
Refinance 24 13% · 33.3% denied
Cash-out refinance 21 11% · 4.8% denied

By loan type

Conventional 155 81% · 9.0% denied
FHA 34 18% · 8.8% denied
VA 2 1% · 0.0% denied

Why it denied Connecticut applicants

Credit history 6 35%
Collateral 4 24%
Other 3 18%
Debt-to-income ratio 2 12%
Unverifiable information 1 6%
Incomplete application 1 6%

Where in Connecticut

Counties with the most Equity Resources applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09170 79519 11.4%
09140 34234 11.8%
09190 33192 6.1%
09110 19131 5.3%
09130 14101 7.1%
09120 540 0.0%
09160 420 0.0%
09180 330 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 191 applications in 2025, of which 125 were originated and 17 denied.

8.9% of all applications, or 12.0% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Equity Resources originated in Connecticut in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Equity Resources's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology