Equity Prime Mortgage in Nebraska vs the state
11.1%Denial rate-1.42 pts vs state
20.6%Decision denial rate+5.45 pts vs state
42.9%Origination rate-24.42 pts vs state
6.50%Median rate-0.13 pts vs state
0.35Rate spread (pts)+0.13 pts vs state
$70kMedian applicant income
27Loans originated
7Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 2 | 0.0% | 6.63% | #265 |
| 2024 | 23 | 16 | 0.0% | 6.69% | #174 |
| 2025 | 63 | 27 | 11.1% | 6.50% | #131 |
What Equity Prime Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 26 | 11 | 4 | 15.4% |
| Sarpy County | 7 | 4 | 0 | 0.0% |
| Lancaster County | 7 | 3 | 1 | 14.3% |
| Cherry County | 2 | 1 | 0 | 0.0% |
| Saunders County | 2 | 1 | 0 | 0.0% |
| Adams County | 2 | 1 | 0 | 0.0% |
| Hall County | 2 | 2 | 0 | 0.0% |
| Dawes County | 2 | 0 | 0 | 0.0% |
| Hamilton County | 2 | 0 | 1 | 50.0% |
| Seward County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 63 applications in 2025, of which 27 were originated and 7 denied.
11.1% of all applications, or 20.6% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Equity Prime Mortgage originated in Nebraska in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology