Equity Prime Mortgage in Maryland vs the state
12.5%Denial rate-6.30 pts vs state
26.2%Decision denial rate+2.11 pts vs state
35.0%Origination rate-20.74 pts vs state
6.63%Median rate0.00 pts vs state
0.24Rate spread (pts)0.00 pts vs state
$108kMedian applicant income
207Loans originated
74Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 137 | 71 | 4.4% | 6.75% | #173 |
| 2024 | 226 | 121 | 0.9% | 6.50% | #144 |
| 2025 | 592 | 207 | 12.5% | 6.63% | #76 |
What Equity Prime Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 143 | 41 | 25 | 17.5% |
| Baltimore County | 93 | 37 | 9 | 9.7% |
| Baltimore city | 60 | 17 | 8 | 13.3% |
| Anne Arundel County | 56 | 24 | 7 | 12.5% |
| Charles County | 49 | 19 | 5 | 10.2% |
| Montgomery County | 34 | 6 | 3 | 8.8% |
| Harford County | 25 | 11 | 1 | 4.0% |
| Frederick County | 21 | 6 | 3 | 14.3% |
| Washington County | 16 | 6 | 3 | 18.8% |
| Wicomico County | 13 | 4 | 1 | 7.7% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 592 applications in 2025, of which 207 were originated and 74 denied.
12.5% of all applications, or 26.2% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Equity Prime Mortgage originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology