Equity Prime Mortgage · Connecticut · 2025

Equity Prime Mortgage in Connecticut: approval rate, denial rate and rates (2025)

Equity Prime Mortgage took 180 mortgage applications in Connecticut in 2025, ranking #113 of 687 lenders active in the state. It originated 37.2% of them and denied 15.0% (28.4% of the applications it decided), against a statewide denial rate of 17.4%.

180Applicationsin CT
28.4%Decision denial ratestate 21.6%
6.63%Median ratestate 6.63%
$315,000Median loanstate $245,000
$23MVolume9 counties

Equity Prime Mortgage in Connecticut vs the state

15.0%Denial rate-2.40 pts vs state
28.4%Decision denial rate+6.83 pts vs state
37.2%Origination rate-23.16 pts vs state
6.63%Median rate0.00 pts vs state
0.40Rate spread (pts)+0.17 pts vs state
$104kMedian applicant income
67Loans originated
27Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202374456.8%7.25%#169
202482436.1%6.75%#177
20251806715.0%6.63%#113

What Equity Prime Mortgage lends in Connecticut

By loan purpose

Home purchase 48 27% · 16.7% denied
Refinance 15 8% · 6.7% denied
Cash-out refinance 116 64% · 15.5% denied
Other / HELOC 1 1% · 0.0% denied

By loan type

Conventional 11 6% · 18.2% denied
FHA 131 73% · 13.0% denied
VA 38 21% · 21.1% denied

Why it denied Connecticut applicants

Credit history 10 37%
Debt-to-income ratio 9 33%
Other 6 22%
Unverifiable information 1 4%
Insufficient cash 1 4%

Where in Connecticut

Counties with the most Equity Prime Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 38167 18.4%
09120 3193 9.7%
09170 2995 17.2%
09140 2775 18.5%
09180 1680 0.0%
09150 1143 27.3%
09190 1134 36.4%
09160 950 0.0%
09130 860 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 180 applications in 2025, of which 67 were originated and 27 denied.

15.0% of all applications, or 28.4% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Equity Prime Mortgage originated in Connecticut in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology