Emprise Bank in Missouri vs the state
21.4%Denial rate+6.36 pts vs state
30.0%Decision denial rate+11.30 pts vs state
50.0%Origination rate-12.66 pts vs state
7.25%Median rate+0.63 pts vs state
0.80Rate spread (pts)+0.45 pts vs state
$85kMedian applicant income
7Loans originated
3Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 9 | 12.5% | 6.74% | #444 |
| 2024 | 21 | 10 | 14.3% | 7.28% | #423 |
| 2025 | 14 | 7 | 21.4% | 7.25% | #479 |
What Emprise Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Emprise Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 6 | 3 | 1 | 16.7% |
| Platte County | 2 | 1 | 0 | 0.0% |
| Bates County | 2 | 0 | 2 | 100.0% |
| Cass County | 1 | 0 | 0 | 0.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
| Clay County | 1 | 1 | 0 | 0.0% |
| Morgan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 14 applications in 2025, of which 7 were originated and 3 denied.
21.4% of all applications, or 30.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Emprise Bank originated in Missouri in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Emprise Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology