Empower Federal Credit Union in Connecticut vs the state
25.0%Denial rate+7.60 pts vs state
28.6%Decision denial rate+6.98 pts vs state
62.5%Origination rate+2.12 pts vs state
7.50%Median rate+0.88 pts vs state
0.91Rate spread (pts)+0.67 pts vs state
$253kMedian applicant income
5Loans originated
2Denied
What Empower Federal Credit Union lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Empower Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09190 | 5 | 3 | 2 | 40.0% |
| 09120 | 2 | 2 | 0 | 0.0% |
| 09180 | 1 | 0 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 8 applications in 2025, of which 5 were originated and 2 denied.
25.0% of all applications, or 28.6% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Empower Federal Credit Union originated in Connecticut in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Empower Federal Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology