Elizabethton Federal Savings Bank in Tennessee vs the state
0.7%Denial rate-16.42 pts vs state
0.7%Decision denial rate-20.94 pts vs state
93.5%Origination rate+35.45 pts vs state
—Median rate
—Rate spread (pts)
$111kMedian applicant income
130Loans originated
1Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 93 | 83 | 5.4% | — | #306 |
| 2024 | 115 | 106 | 1.7% | — | #277 |
| 2025 | 139 | 130 | 0.7% | — | #270 |
What Elizabethton Federal Savings Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Elizabethton Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 59 | 54 | 0 | 0.0% |
| Carter County | 43 | 41 | 0 | 0.0% |
| Sullivan County | 16 | 16 | 0 | 0.0% |
| Johnson County | 10 | 8 | 1 | 10.0% |
| Unicoi County | 6 | 6 | 0 | 0.0% |
| Greene County | 4 | 4 | 0 | 0.0% |
| Hawkins County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 139 applications in 2025, of which 130 were originated and 1 denied.
0.7% of all applications, or 0.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Elizabethton Federal Savings Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology