Eastman Credit Union · Indiana · 2025

Eastman Credit Union in Indiana: approval rate, denial rate and rates (2025)

Eastman Credit Union took 9 mortgage applications in Indiana in 2025, ranking #572 of 1,025 lenders active in the state. It originated 55.6% of them and denied 22.2% (28.6% of the applications it decided), against a statewide denial rate of 16.6%.

9Applicationsin IN
28.6%Decision denial ratestate 20.1%
7.50%Median ratestate 6.75%
$365,000Median loanstate $155,000
$1.8MVolume6 counties

Eastman Credit Union in Indiana vs the state

22.2%Denial rate+5.65 pts vs state
28.6%Decision denial rate+8.43 pts vs state
55.6%Origination rate-6.69 pts vs state
7.50%Median rate+0.75 pts vs state
0.80Rate spread (pts)+0.43 pts vs state
$172kMedian applicant income
5Loans originated
2Denied

What Eastman Credit Union lends in Indiana

By loan purpose

Home purchase 3 33% · 33.3% denied
Cash-out refinance 3 33% · 33.3% denied
Home improvement 1 11% · 0.0% denied
Other / HELOC 2 22% · 0.0% denied

By loan type

Conventional 9 100% · 22.2% denied

Why it denied Indiana applicants

Other 1 50%
Debt-to-income ratio 1 50%

Where in Indiana

Counties with the most Eastman Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lake County 321 33.3%
Marion County 201 50.0%
Fayette County 110 0.0%
Hamilton County 100 0.0%
Floyd County 110 0.0%
St. Joseph County 110 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 9 applications in 2025, of which 5 were originated and 2 denied.

22.2% of all applications, or 28.6% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Eastman Credit Union originated in Indiana in 2025 was 7.50%, against a statewide median of 6.75%.

About this data. Figures are Eastman Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology