Eagle Bank and Trust · Florida · 2025

Eagle Bank and Trust in Florida: approval rate, denial rate and rates (2025)

Eagle Bank and Trust took 6 mortgage applications in Florida in 2025, ranking #1,045 of 1,993 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 21.1%.

6Applicationsin FL
0.0%Decision denial ratestate 27.2%
6.50%Median ratestate 6.63%
$315,000Median loanstate $255,000
$2.2MVolume5 counties

Eagle Bank and Trust in Florida vs the state

0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
100.0%Origination rate+47.31 pts vs state
6.50%Median rate-0.13 pts vs state
-0.03Rate spread (pts)-0.30 pts vs state
$158kMedian applicant income
6Loans originated
0Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239611.1%7.06%#1,033
2025660.0%6.50%#1,045

What Eagle Bank and Trust lends in Florida

By loan purpose

Home purchase 5 83% · 0.0% denied
Other / HELOC 1 17% · 0.0% denied

By loan type

Conventional 4 67% · 0.0% denied
FHA 1 17% · 0.0% denied
VA 1 17% · 0.0% denied

Where in Florida

Counties with the most Eagle Bank and Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pinellas County 220 0.0%
Santa Rosa County 110 0.0%
Okaloosa County 110 0.0%
Manatee County 110 0.0%
Alachua County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 6 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Eagle Bank and Trust originated in Florida in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Eagle Bank and Trust's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology