Dort Financial Credit Union · Florida · 2025

Dort Financial Credit Union in Florida: approval rate, denial rate and rates (2025)

Dort Financial Credit Union took 104 mortgage applications in Florida in 2025, ranking #476 of 1,993 lenders active in the state. It originated 55.8% of them and denied 16.4% (22.4% of the applications it decided), against a statewide denial rate of 21.1%.

104Applicationsin FL
22.4%Decision denial ratestate 27.2%
5.75%Median ratestate 6.63%
$180,000Median loanstate $255,000
$20MVolume13 counties

Dort Financial Credit Union in Florida vs the state

16.4%Denial rate-4.71 pts vs state
22.4%Decision denial rate-4.87 pts vs state
55.8%Origination rate+3.08 pts vs state
5.75%Median rate-0.88 pts vs state
-0.33Rate spread (pts)-0.60 pts vs state
$130kMedian applicant income
58Loans originated
17Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
202444259.1%6.50%#620
20251045816.4%5.75%#476

What Dort Financial Credit Union lends in Florida

By loan purpose

Home purchase 26 25% · 7.7% denied
Refinance 4 4% · 50.0% denied
Cash-out refinance 7 7% · 0.0% denied
Home improvement 42 40% · 11.9% denied
Other / HELOC 25 24% · 32.0% denied

By loan type

Conventional 104 100% · 16.4% denied

Why it denied Florida applicants

Debt-to-income ratio 8 47%
Credit history 4 24%
Collateral 3 18%
Other 1 6%
Unverifiable information 1 6%

Where in Florida

Counties with the most Dort Financial Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Palm Beach County 734312 16.4%
Broward County 1482 14.3%
Marion County 210 0.0%
Sumter County 220 0.0%
Miami-Dade County 201 50.0%
Orange County 201 50.0%
Collier County 210 0.0%
Martin County 220 0.0%
Pinellas County 100 0.0%
Indian River County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 104 applications in 2025, of which 58 were originated and 17 denied.

16.4% of all applications, or 22.4% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Dort Financial Credit Union originated in Florida in 2025 was 5.75%, against a statewide median of 6.63%.

About this data. Figures are Dort Financial Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology