Dominion Energy Credit Union in Virginia vs the state
18.5%Denial rate+2.58 pts vs state
20.2%Decision denial rate-0.09 pts vs state
72.6%Origination rate+13.07 pts vs state
7.00%Median rate+0.38 pts vs state
0.92Rate spread (pts)+0.70 pts vs state
$120kMedian applicant income
98Loans originated
25Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 155 | 113 | 17.4% | — | #213 |
| 2024 | 28 | 13 | 3.6% | 6.00% | #441 |
| 2025 | 135 | 98 | 18.5% | 7.00% | #253 |
What Dominion Energy Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Dominion Energy Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chesterfield County | 29 | 21 | 4 | 13.8% |
| Henrico County | 17 | 11 | 4 | 23.5% |
| New Kent County | 7 | 5 | 0 | 0.0% |
| Hanover County | 7 | 6 | 1 | 14.3% |
| Richmond city | 5 | 4 | 1 | 20.0% |
| Louisa County | 5 | 5 | 0 | 0.0% |
| Spotsylvania County | 4 | 3 | 1 | 25.0% |
| Goochland County | 4 | 4 | 0 | 0.0% |
| Virginia Beach city | 4 | 2 | 2 | 50.0% |
| King William County | 3 | 2 | 1 | 33.3% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 135 applications in 2025, of which 98 were originated and 25 denied.
18.5% of all applications, or 20.2% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Dominion Energy Credit Union originated in Virginia in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Dominion Energy Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology