Digital in South Carolina vs the state
16.7%Denial rate-1.64 pts vs state
24.4%Decision denial rate+0.92 pts vs state
50.0%Origination rate-6.61 pts vs state
7.75%Median rate+1.25 pts vs state
0.70Rate spread (pts)+0.48 pts vs state
$136kMedian applicant income
30Loans originated
10Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 148 | 58 | 18.9% | 6.68% | #197 |
| 2024 | 81 | 32 | 17.3% | 7.93% | #266 |
| 2025 | 60 | 30 | 16.7% | 7.75% | #322 |
What Digital lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Digital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 19 | 12 | 3 | 15.8% |
| Greenville County | 7 | 4 | 0 | 0.0% |
| Lancaster County | 6 | 3 | 1 | 16.7% |
| Horry County | 6 | 2 | 1 | 16.7% |
| Lexington County | 4 | 2 | 0 | 0.0% |
| Spartanburg County | 3 | 1 | 0 | 0.0% |
| Charleston County | 3 | 1 | 2 | 66.7% |
| Richland County | 2 | 0 | 0 | 0.0% |
| Berkeley County | 2 | 1 | 1 | 50.0% |
| Florence County | 2 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 60 applications in 2025, of which 30 were originated and 10 denied.
16.7% of all applications, or 24.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Digital originated in South Carolina in 2025 was 7.75%, against a statewide median of 6.50%.
About this data. Figures are Digital's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology