Diamond Residential Mortgage in Florida vs the state
4.4%Denial rate-16.71 pts vs state
5.3%Decision denial rate-21.98 pts vs state
65.2%Origination rate+12.53 pts vs state
6.75%Median rate+0.13 pts vs state
0.32Rate spread (pts)+0.05 pts vs state
$152kMedian applicant income
15Loans originated
1Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 85 | 49 | 4.7% | 6.75% | #518 |
| 2024 | 31 | 23 | 6.5% | 6.99% | #692 |
| 2025 | 23 | 15 | 4.4% | 6.75% | #737 |
What Diamond Residential Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Diamond Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 3 | 2 | 0 | 0.0% |
| Broward County | 3 | 2 | 0 | 0.0% |
| Marion County | 3 | 2 | 0 | 0.0% |
| Collier County | 3 | 0 | 0 | 0.0% |
| Indian River County | 2 | 1 | 0 | 0.0% |
| Orange County | 2 | 2 | 0 | 0.0% |
| Brevard County | 1 | 1 | 0 | 0.0% |
| Sumter County | 1 | 1 | 0 | 0.0% |
| Polk County | 1 | 1 | 0 | 0.0% |
| Pinellas County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 23 applications in 2025, of which 15 were originated and 1 denied.
4.4% of all applications, or 5.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Diamond Residential Mortgage originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Diamond Residential Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology