Dhi Mortgage Company · Missouri · 2025

Dhi Mortgage Company in Missouri: approval rate, denial rate and rates (2025)

Dhi Mortgage Company took 121 mortgage applications in Missouri in 2025, ranking #245 of 1,023 lenders active in the state. It originated 66.9% of them and denied 7.4% (9.7% of the applications it decided), against a statewide denial rate of 15.1%.

121Applicationsin MO
9.7%Decision denial ratestate 18.7%
5.69%Median ratestate 6.63%
$355,000Median loanstate $175,000
$26MVolume5 counties

Dhi Mortgage Company in Missouri vs the state

7.4%Denial rate-7.63 pts vs state
9.7%Decision denial rate-9.02 pts vs state
66.9%Origination rate+4.28 pts vs state
5.69%Median rate-0.94 pts vs state
-0.84Rate spread (pts)-1.19 pts vs state
$107kMedian applicant income
81Loans originated
9Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
20248612.5%5.50%#523
2025121817.4%5.69%#245

What Dhi Mortgage Company lends in Missouri

By loan purpose

Home purchase 121 100% · 7.4% denied

By loan type

Conventional 69 57% · 4.4% denied
FHA 28 23% · 17.9% denied
VA 24 20% · 4.2% denied

Why it denied Missouri applicants

Debt-to-income ratio 8 89%
Credit history 1 11%

Where in Missouri

Counties with the most Dhi Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cass County 75457 9.3%
Platte County 25200 0.0%
Clay County 19162 10.5%
St. Charles County 100 0.0%
Marion County 100 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 121 applications in 2025, of which 81 were originated and 9 denied.

7.4% of all applications, or 9.7% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans Dhi Mortgage Company originated in Missouri in 2025 was 5.69%, against a statewide median of 6.63%.

About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology