Dhi Mortgage Company in Minnesota vs the state
5.7%Denial rate-7.94 pts vs state
6.9%Decision denial rate-9.48 pts vs state
76.1%Origination rate+9.70 pts vs state
5.50%Median rate-1.13 pts vs state
-0.91Rate spread (pts)-1.17 pts vs state
$128kMedian applicant income
658Loans originated
49Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 797 | 688 | 2.4% | 5.88% | #48 |
| 2024 | 933 | 795 | 3.0% | 5.50% | #45 |
| 2025 | 865 | 658 | 5.7% | 5.50% | #55 |
What Dhi Mortgage Company lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dakota County | 185 | 145 | 7 | 3.8% |
| Washington County | 175 | 137 | 10 | 5.7% |
| Scott County | 124 | 95 | 10 | 8.1% |
| Anoka County | 102 | 70 | 10 | 9.8% |
| Carver County | 97 | 72 | 2 | 2.1% |
| Hennepin County | 95 | 71 | 7 | 7.4% |
| Wright County | 85 | 68 | 2 | 2.4% |
| Sherburne County | 1 | 0 | 0 | 0.0% |
| Benton County | 1 | 0 | 1 | 100.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 865 applications in 2025, of which 658 were originated and 49 denied.
5.7% of all applications, or 6.9% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Dhi Mortgage Company originated in Minnesota in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology