Denver Savings Bank in Iowa vs the state
0.0%Denial rate-12.86 pts vs state
0.0%Decision denial rate-15.31 pts vs state
97.4%Origination rate+28.94 pts vs state
—Median rate
—Rate spread (pts)
$84kMedian applicant income
75Loans originated
0Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 72 | 65 | 5.6% | — | #177 |
| 2024 | 51 | 45 | 3.9% | — | #211 |
| 2025 | 77 | 75 | 0.0% | — | #171 |
What Denver Savings Bank lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most Denver Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Black Hawk County | 30 | 30 | 0 | 0.0% |
| Bremer County | 27 | 26 | 0 | 0.0% |
| Butler County | 5 | 5 | 0 | 0.0% |
| Delaware County | 2 | 2 | 0 | 0.0% |
| Fayette County | 2 | 2 | 0 | 0.0% |
| Scott County | 2 | 2 | 0 | 0.0% |
| Cerro Gordo County | 2 | 1 | 0 | 0.0% |
| Chickasaw County | 2 | 2 | 0 | 0.0% |
| Johnson County | 2 | 2 | 0 | 0.0% |
| Grundy County | 2 | 2 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 77 applications in 2025, of which 75 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Denver Savings Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology