Del-One Federal Credit Union in Maryland vs the state
42.9%Denial rate+24.06 pts vs state
45.0%Decision denial rate+20.87 pts vs state
35.7%Origination rate-20.00 pts vs state
7.25%Median rate+0.63 pts vs state
0.56Rate spread (pts)+0.32 pts vs state
$92kMedian applicant income
15Loans originated
18Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 13 | 40.0% | 7.75% | #328 |
| 2024 | 45 | 15 | 44.4% | 7.00% | #320 |
| 2025 | 42 | 15 | 42.9% | 7.25% | #337 |
What Del-One Federal Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Del-One Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worcester County | 10 | 4 | 4 | 40.0% |
| Cecil County | 9 | 3 | 4 | 44.4% |
| Wicomico County | 8 | 1 | 5 | 62.5% |
| Dorchester County | 4 | 2 | 1 | 25.0% |
| Caroline County | 4 | 2 | 2 | 50.0% |
| Queen Anne's County | 3 | 2 | 0 | 0.0% |
| Baltimore County | 1 | 0 | 1 | 100.0% |
| Frederick County | 1 | 0 | 1 | 100.0% |
| Somerset County | 1 | 1 | 0 | 0.0% |
| Kent County | 1 | 0 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 42 applications in 2025, of which 15 were originated and 18 denied.
42.9% of all applications, or 45.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Del-One Federal Credit Union originated in Maryland in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Del-One Federal Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology