Deephaven Mortgage in Florida vs the state
30.6%Denial rate+9.51 pts vs state
33.8%Decision denial rate+6.60 pts vs state
59.3%Origination rate+6.57 pts vs state
7.38%Median rate+0.75 pts vs state
1.50Rate spread (pts)+1.23 pts vs state
$265kMedian applicant income
1,549Loans originated
799Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,782 | 1,090 | 29.0% | 7.99% | #91 |
| 2024 | 2,610 | 1,490 | 33.5% | 7.63% | #71 |
| 2025 | 2,614 | 1,549 | 30.6% | 7.38% | #78 |
What Deephaven Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 709 | 422 | 223 | 31.5% |
| Broward County | 329 | 191 | 104 | 31.6% |
| Palm Beach County | 154 | 85 | 52 | 33.8% |
| Lee County | 128 | 67 | 47 | 36.7% |
| Hillsborough County | 98 | 42 | 45 | 45.9% |
| Duval County | 89 | 49 | 29 | 32.6% |
| Orange County | 86 | 57 | 20 | 23.3% |
| Pinellas County | 82 | 44 | 29 | 35.4% |
| Polk County | 78 | 49 | 18 | 23.1% |
| Osceola County | 70 | 45 | 20 | 28.6% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 2,614 applications in 2025, of which 1,549 were originated and 799 denied.
30.6% of all applications, or 33.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Deephaven Mortgage originated in Florida in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology