Crowdcopia in Virginia vs the state
0.0%Denial rate-15.94 pts vs state
0.0%Decision denial rate-20.25 pts vs state
80.0%Origination rate+20.48 pts vs state
12.00%Median rate+5.38 pts vs state
—Rate spread (pts)
—Median applicant income
12Loans originated
0Denied
What Crowdcopia lends in Virginia
By loan purpose
By loan type
Where in Virginia
Counties with the most Crowdcopia applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Petersburg city | 5 | 5 | 0 | 0.0% |
| Chesterfield County | 3 | 1 | 0 | 0.0% |
| Hampton city | 2 | 2 | 0 | 0.0% |
| Richmond city | 1 | 1 | 0 | 0.0% |
| Hanover County | 1 | 1 | 0 | 0.0% |
| Norfolk city | 1 | 1 | 0 | 0.0% |
| Hopewell city | 1 | 0 | 0 | 0.0% |
| Dinwiddie County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 15 applications in 2025, of which 12 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Crowdcopia originated in Virginia in 2025 was 12.00%, against a statewide median of 6.63%.
About this data. Figures are Crowdcopia's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology