Crosspoint Federal Credit Union in Connecticut vs the state
22.0%Denial rate+4.61 pts vs state
22.6%Decision denial rate+0.99 pts vs state
74.8%Origination rate+14.46 pts vs state
—Median rate
—Rate spread (pts)
$122kMedian applicant income
119Loans originated
35Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 45 | 45 | 0.0% | 6.75% | #209 |
| 2024 | 60 | 60 | 0.0% | 7.12% | #207 |
| 2025 | 159 | 119 | 22.0% | — | #125 |
What Crosspoint Federal Credit Union lends in Connecticut
By loan purpose
By loan type
Where in Connecticut
Counties with the most Crosspoint Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09170 | 115 | 88 | 24 | 20.9% |
| 09140 | 16 | 12 | 3 | 18.8% |
| 09110 | 10 | 8 | 1 | 10.0% |
| 09130 | 7 | 4 | 3 | 42.9% |
| 09120 | 5 | 2 | 3 | 60.0% |
| 09180 | 3 | 3 | 0 | 0.0% |
| 09190 | 2 | 1 | 1 | 50.0% |
| 09160 | 1 | 1 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 159 applications in 2025, of which 119 were originated and 35 denied.
22.0% of all applications, or 22.6% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Crosspoint Federal Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology