Credit Union Mortgage Association · Connecticut · 2025

Credit Union Mortgage Association in Connecticut: approval rate, denial rate and rates (2025)

Credit Union Mortgage Association took 16 mortgage applications in Connecticut in 2025, ranking #324 of 687 lenders active in the state. It originated 37.5% of them and denied 6.3% (12.5% of the applications it decided), against a statewide denial rate of 17.4%.

16Applicationsin CT
12.5%Decision denial ratestate 21.6%
5.88%Median ratestate 6.63%
$320,000Median loanstate $245,000
$2.3MVolume6 counties

Credit Union Mortgage Association in Connecticut vs the state

6.3%Denial rate-11.15 pts vs state
12.5%Decision denial rate-9.09 pts vs state
37.5%Origination rate-22.88 pts vs state
5.88%Median rate-0.75 pts vs state
-0.77Rate spread (pts)-1.00 pts vs state
$140kMedian applicant income
6Loans originated
1Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023520.0%7.19%#430
20248612.5%6.25%#380
20251666.3%5.88%#324

What Credit Union Mortgage Association lends in Connecticut

By loan purpose

Home purchase 7 44% · 0.0% denied
Refinance 6 38% · 0.0% denied
Cash-out refinance 2 13% · 0.0% denied
Home improvement 1 6% · 100.0% denied

By loan type

Conventional 16 100% · 6.3% denied

Why it denied Connecticut applicants

Debt-to-income ratio 1 100%

Where in Connecticut

Counties with the most Credit Union Mortgage Association applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 631 16.7%
09170 420 0.0%
09120 210 0.0%
09140 200 0.0%
09150 100 0.0%
09110 100 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 16 applications in 2025, of which 6 were originated and 1 denied.

6.3% of all applications, or 12.5% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Credit Union Mortgage Association originated in Connecticut in 2025 was 5.88%, against a statewide median of 6.63%.

About this data. Figures are Credit Union Mortgage Association's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology