Corning Credit Union in Maryland vs the state
17.2%Denial rate-1.56 pts vs state
17.2%Decision denial rate-6.89 pts vs state
65.5%Origination rate+9.81 pts vs state
5.89%Median rate-0.74 pts vs state
-0.37Rate spread (pts)-0.62 pts vs state
$114kMedian applicant income
19Loans originated
5Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 15 | 11.1% | 6.64% | #410 |
| 2024 | 15 | 10 | 13.3% | 7.00% | #436 |
| 2025 | 29 | 19 | 17.2% | 5.89% | #373 |
What Corning Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Corning Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 11 | 7 | 3 | 27.3% |
| Anne Arundel County | 3 | 3 | 0 | 0.0% |
| Wicomico County | 3 | 1 | 1 | 33.3% |
| Harford County | 2 | 1 | 0 | 0.0% |
| Worcester County | 2 | 2 | 0 | 0.0% |
| Montgomery County | 2 | 1 | 0 | 0.0% |
| Frederick County | 1 | 0 | 1 | 100.0% |
| Howard County | 1 | 1 | 0 | 0.0% |
| Queen Anne's County | 1 | 1 | 0 | 0.0% |
| Baltimore County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 29 applications in 2025, of which 19 were originated and 5 denied.
17.2% of all applications, or 17.2% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Corning Credit Union originated in Maryland in 2025 was 5.89%, against a statewide median of 6.63%.
About this data. Figures are Corning Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology