CorePlus Federal Credit Union · Connecticut · 2025

CorePlus Federal Credit Union in Connecticut: approval rate, denial rate and rates (2025)

CorePlus Federal Credit Union took 192 mortgage applications in Connecticut in 2025, ranking #104 of 687 lenders active in the state. It originated 37.0% of them and denied 46.9% (55.2% of the applications it decided), against a statewide denial rate of 17.4%.

192Applicationsin CT
55.2%Decision denial ratestate 21.6%
6.88%Median ratestate 6.63%
$65,000Median loanstate $245,000
$10MVolume6 counties

CorePlus Federal Credit Union in Connecticut vs the state

46.9%Denial rate+29.48 pts vs state
55.2%Decision denial rate+33.62 pts vs state
37.0%Origination rate-23.40 pts vs state
6.88%Median rate+0.25 pts vs state
0.67Rate spread (pts)+0.43 pts vs state
$104kMedian applicant income
71Loans originated
90Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202320410136.3%5.75%#90
20241394650.4%7.00%#123
20251927146.9%6.88%#104

What CorePlus Federal Credit Union lends in Connecticut

By loan purpose

Home purchase 25 13% · 4.0% denied
Refinance 8 4% · 25.0% denied
Cash-out refinance 94 49% · 69.2% denied
Home improvement 41 21% · 39.0% denied
Other / HELOC 24 13% · 25.0% denied

By loan type

Conventional 190 99% · 46.8% denied
FHA 2 1% · 50.0% denied

Why it denied Connecticut applicants

Debt-to-income ratio 54 60%
Credit history 20 22%
Incomplete application 9 10%
Collateral 3 3%
Other 2 2%
Employment history 1 1%
Unverifiable information 1 1%

Where in Connecticut

Counties with the most CorePlus Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09180 1265155 43.7%
09150 391123 59.0%
09110 1046 60.0%
09170 922 22.2%
09130 633 50.0%
09140 101 100.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 192 applications in 2025, of which 71 were originated and 90 denied.

46.9% of all applications, or 55.2% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans CorePlus Federal Credit Union originated in Connecticut in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are CorePlus Federal Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology