Conventus in New York vs the state
3.0%Denial rate-16.78 pts vs state
4.1%Decision denial rate-19.93 pts vs state
69.3%Origination rate+9.72 pts vs state
9.24%Median rate+2.62 pts vs state
—Rate spread (pts)
—Median applicant income
70Loans originated
3Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 74 | 46 | 8.1% | 10.99% | #290 |
| 2024 | 57 | 43 | 5.3% | 10.75% | #311 |
| 2025 | 101 | 70 | 3.0% | 9.24% | #267 |
What Conventus lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Conventus applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kings County | 25 | 16 | 0 | 0.0% |
| Rockland County | 21 | 16 | 1 | 4.8% |
| Suffolk County | 16 | 15 | 0 | 0.0% |
| Erie County | 8 | 6 | 0 | 0.0% |
| Nassau County | 5 | 1 | 0 | 0.0% |
| Bronx County | 4 | 2 | 0 | 0.0% |
| New York County | 4 | 4 | 0 | 0.0% |
| Westchester County | 4 | 3 | 0 | 0.0% |
| Ulster County | 3 | 1 | 1 | 33.3% |
| Orange County | 2 | 1 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 101 applications in 2025, of which 70 were originated and 3 denied.
3.0% of all applications, or 4.1% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Conventus originated in New York in 2025 was 9.24%, against a statewide median of 6.63%.
About this data. Figures are Conventus's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology