Conventus in Illinois vs the state
2.9%Denial rate-14.26 pts vs state
3.3%Decision denial rate-18.35 pts vs state
82.9%Origination rate+24.12 pts vs state
9.50%Median rate+2.75 pts vs state
—Rate spread (pts)
—Median applicant income
29Loans originated
1Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 19 | 0.0% | 10.75% | #526 |
| 2024 | 35 | 26 | 0.0% | 10.00% | #505 |
| 2025 | 35 | 29 | 2.9% | 9.50% | #513 |
What Conventus lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Conventus applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 32 | 27 | 0 | 0.0% |
| DuPage County | 1 | 1 | 0 | 0.0% |
| Peoria County | 1 | 0 | 1 | 100.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 35 applications in 2025, of which 29 were originated and 1 denied.
2.9% of all applications, or 3.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Conventus originated in Illinois in 2025 was 9.50%, against a statewide median of 6.75%.
About this data. Figures are Conventus's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology