Consumers Cooperative Credit Union in Virginia vs the state
9.1%Denial rate-6.85 pts vs state
11.1%Decision denial rate-9.14 pts vs state
54.6%Origination rate-4.97 pts vs state
5.56%Median rate-1.07 pts vs state
-0.21Rate spread (pts)-0.43 pts vs state
$161kMedian applicant income
6Loans originated
1Denied
What Consumers Cooperative Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Consumers Cooperative Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Grayson County | 1 | 1 | 0 | 0.0% |
| Northampton County | 1 | 1 | 0 | 0.0% |
| Rockingham County | 1 | 0 | 0 | 0.0% |
| Staunton city | 1 | 1 | 0 | 0.0% |
| Charlottesville city | 1 | 0 | 0 | 0.0% |
| Fairfax County | 1 | 1 | 0 | 0.0% |
| Loudoun County | 1 | 0 | 0 | 0.0% |
| Sussex County | 1 | 1 | 0 | 0.0% |
| Suffolk city | 1 | 0 | 1 | 100.0% |
| Chesterfield County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 11 applications in 2025, of which 6 were originated and 1 denied.
9.1% of all applications, or 11.1% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Consumers Cooperative Credit Union originated in Virginia in 2025 was 5.56%, against a statewide median of 6.63%.
About this data. Figures are Consumers Cooperative Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology