Consumers Cooperative Credit Union in Florida vs the state
11.0%Denial rate-10.10 pts vs state
15.7%Decision denial rate-11.55 pts vs state
52.1%Origination rate-0.64 pts vs state
5.50%Median rate-1.13 pts vs state
-0.16Rate spread (pts)-0.43 pts vs state
$176kMedian applicant income
38Loans originated
8Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 9 | 33.3% | 6.50% | #857 |
| 2024 | 46 | 33 | 6.5% | 6.49% | #613 |
| 2025 | 73 | 38 | 11.0% | 5.50% | #545 |
What Consumers Cooperative Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Consumers Cooperative Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 19 | 9 | 4 | 21.1% |
| Palm Beach County | 10 | 4 | 0 | 0.0% |
| Pinellas County | 6 | 5 | 0 | 0.0% |
| Pasco County | 4 | 2 | 1 | 25.0% |
| Hillsborough County | 4 | 1 | 1 | 25.0% |
| Orange County | 4 | 3 | 0 | 0.0% |
| Miami-Dade County | 4 | 2 | 2 | 50.0% |
| Lee County | 3 | 2 | 0 | 0.0% |
| Lake County | 2 | 1 | 0 | 0.0% |
| Sarasota County | 2 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 73 applications in 2025, of which 38 were originated and 8 denied.
11.0% of all applications, or 15.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Consumers Cooperative Credit Union originated in Florida in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are Consumers Cooperative Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology