Consumer Real Estate Finance · Connecticut · 2025

Consumer Real Estate Finance in Connecticut: approval rate, denial rate and rates (2025)

Consumer Real Estate Finance took 5 mortgage applications in Connecticut in 2025, ranking #441 of 687 lenders active in the state. It originated 20.0% of them and denied 40.0% (66.7% of the applications it decided), against a statewide denial rate of 17.4%.

5Applicationsin CT
66.7%Decision denial ratestate 21.6%
7.63%Median ratestate 6.63%
$315,000Median loanstate $245,000
$315kVolume3 counties

Consumer Real Estate Finance in Connecticut vs the state

40.0%Denial rate+22.60 pts vs state
66.7%Decision denial rate+45.08 pts vs state
20.0%Origination rate-40.38 pts vs state
7.63%Median rate+1.00 pts vs state
1.04Rate spread (pts)+0.81 pts vs state
$106kMedian applicant income
1Loans originated
2Denied

What Consumer Real Estate Finance lends in Connecticut

By loan purpose

Home purchase 4 80% · 25.0% denied
Other / HELOC 1 20% · 100.0% denied

By loan type

FHA 2 40% · 100.0% denied
VA 2 40% · 0.0% denied
USDA / RHS 1 20% · 0.0% denied

Why it denied Connecticut applicants

Incomplete application 1 50%
Debt-to-income ratio 1 50%

Where in Connecticut

Counties with the most Consumer Real Estate Finance applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 311 33.3%
09140 100 0.0%
09180 101 100.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 5 applications in 2025, of which 1 were originated and 2 denied.

40.0% of all applications, or 66.7% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Consumer Real Estate Finance originated in Connecticut in 2025 was 7.63%, against a statewide median of 6.63%.

About this data. Figures are Consumer Real Estate Finance's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology