Connexus Credit Union in Florida vs the state
61.0%Denial rate+39.93 pts vs state
72.9%Decision denial rate+45.64 pts vs state
17.7%Origination rate-34.96 pts vs state
6.49%Median rate-0.13 pts vs state
-0.29Rate spread (pts)-0.56 pts vs state
$141kMedian applicant income
25Loans originated
86Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 321 | 54 | 67.6% | 4.99% | #302 |
| 2024 | 157 | 23 | 68.2% | 6.49% | #417 |
| 2025 | 141 | 25 | 61.0% | 6.49% | #430 |
What Connexus Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Connexus Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 16 | 1 | 12 | 75.0% |
| Orange County | 12 | 3 | 5 | 41.7% |
| Miami-Dade County | 10 | 0 | 7 | 70.0% |
| Hillsborough County | 10 | 0 | 10 | 100.0% |
| Broward County | 9 | 2 | 5 | 55.6% |
| Pasco County | 8 | 4 | 3 | 37.5% |
| Pinellas County | 6 | 1 | 4 | 66.7% |
| Brevard County | 6 | 1 | 2 | 33.3% |
| Seminole County | 5 | 1 | 4 | 80.0% |
| Manatee County | 5 | 1 | 4 | 80.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 141 applications in 2025, of which 25 were originated and 86 denied.
61.0% of all applications, or 72.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Connexus Credit Union originated in Florida in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology