Communityamerica Credit Union in Nebraska vs the state
5.6%Denial rate-6.97 pts vs state
8.3%Decision denial rate-6.81 pts vs state
61.1%Origination rate-6.17 pts vs state
6.25%Median rate-0.38 pts vs state
0.01Rate spread (pts)-0.22 pts vs state
$136kMedian applicant income
11Loans originated
1Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 6 | 0.0% | 6.50% | #236 |
| 2025 | 18 | 11 | 5.6% | 6.25% | #215 |
What Communityamerica Credit Union lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Communityamerica Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lancaster County | 9 | 4 | 0 | 0.0% |
| Douglas County | 6 | 5 | 1 | 16.7% |
| Sarpy County | 2 | 2 | 0 | 0.0% |
| Dakota County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 18 applications in 2025, of which 11 were originated and 1 denied.
5.6% of all applications, or 8.3% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Communityamerica Credit Union originated in Nebraska in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Communityamerica Credit Union's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology